Starting today health insurers can’t deny coverage to New Mexico children under the age of 19 with preexisting conditions. And adult children can stay on their parents’ insurance policies until age 26. Those changes are two of several provisions of the nation’s new health care law that go into effect today.
Others include a ban on health insurers imposing lifetime limits on coverage, meaning that the insurers can no longer discontinue coverage once spending on an individual’s or a family’s health insurance hits a certain predetermined level.
The new law also tackles annual dollar coverage limits currently in place, with a provision taking effect today that raises the limit a health insurer can spend on “essential” health benefits each year.
Here’s a short, informative explainer from Kaiser Health News on the provisions taking effect today.